If someone else’s negligence leaves you injured, you are going to be dealing with an insurance company – or two. Simply allowing the insurance company to do what it’s paid to do is unlikely to serve your best interests. Before accepting a settlement offer for a personal injury claim, consult with an experienced Fargo personal injury attorney.
The Insurance Company
While it’s true that the insurance company is paid to cover your losses, it’s also true that the company is a for-profit enterprise, and its first priority is increased profits. This means that the insurance company may engage in a number of bullying tactics that are designed to motivate you to accept a settlement offer for less than the amount to which you are entitled.
The Insurance Company’s Tactics
The insurance company involved in your case is no doubt good at what it does, and it has plenty of mechanisms in place that are intended to help keep its settlements as low as possible, including:
- An Early Offer – If the insurance company is swift to offer you a settlement, the chances are good that it is attempting to get you to sign off on the amount before you are fully aware of the extent of your losses (including those that you’re likely to face in the future).
- An Outright Claim Denial – The insurance company may attempt to deny your claim outright – not necessarily because they believe it has no merit but because some claimants will simply give up, and they’re hoping you’ll be one of them.
- A Delayed Process – Some insurance companies are not above making the process so laborious and lengthy that claimants simply give up and take whatever they’re eventually offered.
- Attempts to Discredit Your Version of Events – The insurance company may attempt to discredit your account of the extent of your injuries and/or of how the injury happened, and the rep will use all the tactics in his or her arsenal toward this end.
An Experienced Fargo Personal Injury Attorney Can Help
Allow the dedicated personal injury attorneys at O’Keeffe O’Brien Lyson Attorneys in Fargo to deal with the insurance company on your behalf. Our experience and commitment to fighting for your rights and rightful compensation are the perfect antidotes to any tactics the insurance company chooses to engage in. To learn more, please email one of our experienced personal injury attorneys – Tim O’Keeffe, Tatum O’Brien, or Sara Monson – or give us a call at 701-235-8000 or 877-235-8002 (toll-free) today.